NMI Holdings, Inc. (NMIH)

NMI Holdings, Inc., founded in 2012, is a prominent player in the U.S. mortgage insurance industry. The company, headquartered in Emeryville, California, operates primarily through its wholly-owned subsidiary, National Mortgage Insurance Corporation. NMI Holdings provides private mortgage insurance on residential loans, enabling borrowers to qualify for home loans with smaller down payments while protecting lenders and investors against potential defaults. Led by CEO Claudia Merkle, the company has shown a commitment to prudent risk management, leveraging advanced analytics to guide its underwriting decisions. As of recent financial disclosures, NMI Holdings has demonstrated strong revenue growth and profitability, reflecting its significant role in the housing finance market. The company's dedication to innovation and customer service continues to support its mission of helping individuals achieve homeownership and providing essential risk management solutions.