
Upstart Holdings, Inc. Common stock
UPSTUpstart Holdings, Inc. is an artificial intelligence and machine learning company that provides lending platform solutions aimed at personal loan underwriting. Founded in 2012, it leverages innovative algorithms to assess creditworthiness, expanding access to affordable credit for consumers while offering banks and lenders optimized risk management. The company's platform integrates non-traditional data points to enhance decision-making in consumer lending.
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Upstart, an AI-powered lending platform, uses advanced algorithms to assess creditworthiness across 2,500 data points. Despite a 35% stock decline in 2025, analysts see potential for significant growth, with a high price target suggesting up to 91% upside.
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Upstart Holdings, an AI-powered fintech platform, is positioned to benefit from potential Federal Reserve rate cuts. The company's AI technology streamlines loan processing and generates revenue through fees, making it attractive in a lower interest rate environment.
Upstart, an online lender, offers personal loans for individuals with bad credit scores, using AI-driven loan decisions that consider factors beyond just credit score. The loans range from $1,000 to $50,000, with APRs between 6.70% and 35.99%, and repayment terms of 36 or 60 months.
Upstart Holdings, Inc. (UPST) reachead $23.59 at the closing of the latest trading day, reflecting a -0.08% change compared to its last close.




