Upstart Holdings, Inc. Common stock
UPSTUpstart Holdings, Inc. is an artificial intelligence and machine learning company that provides lending platform solutions aimed at personal loan underwriting. Founded in 2012, it leverages innovative algorithms to assess creditworthiness, expanding access to affordable credit for consumers while offering banks and lenders optimized risk management. The company's platform integrates non-traditional data points to enhance decision-making in consumer lending.
Company News
Upstart Holdings, an AI-based loan originator, is positioned as a potential multibagger stock with strong Q3 results showing 128% transaction volume growth and improved profitability. The company's AI-driven credit screening model outperforms traditional FICO scores with higher approval rates and lower defaults. Despite a 29% stock decline in 202...
SoFi Technologies and Upstart are compared as fintech investment opportunities. SoFi has demonstrated exceptional growth with 416% share price increase over three years and rapidly rising profits, with adjusted net income expected to reach $455 million in 2025. Upstart leverages AI for lending decisions and has returned to growth with 128% transa...
The article recommends three fintech stocks: SoFi Technologies, built as an online-only bank with growing customer base; PayPal, which maintains strong market share despite investor pessimism and is on track for record revenue; and Upstart, an AI-powered credit scoring platform processing more loans with improved conversion rates.
Upstart Holdings stock declined 29% in 2025 despite strong business fundamentals, including 79% revenue growth and a return to profitability through the first three quarters. The decline was driven by market concerns about rising credit risk, a weakening labor market, and increased auto loan delinquencies. While the company's AI models have held ...
truepic announced the addition of Kerry Whorton Cooper to its Board of Advisors. Cooper brings over two decades of executive leadership experience and currently serves as board chair at PG&E Corporation and Mozilla Corporation, and as lead independent director at Upstart. She will support truepic's efforts to help enterprises combat AI-driven fra...
